In this blog, we’ll talk about some important parts of filing a personal injury claim and give you advice on what to do to help your case.
Liability must be proven with strong evidence.
Even though your case may seem simple to you, insurance companies rarely pay claims without a fight. Claims adjusters are in charge of looking at every detail to reduce the amount of money they have to pay out. So, you need to gather strong evidence to avoid or solve any problems that might come up during the court process.
Here are some types of proof that can help show that someone is at fault:
Expert witnesses give sworn statements
Photos of the crash scene and photos of your wounds
Video from security cameras and dashboard cameras
The formal police report on the car accident
Information from cars’ “black boxes”
Information about cell phone use
Statements from people who were there
It is important to stick to your treatment plan.
If you haven’t already seen a doctor for a thorough medical checkup, you need to do so as soon as possible. Not only does waiting to see a doctor put you at risk of not getting treatment for a condition that could kill you, but it also gives your insurance company a chance to question parts of your case. For example, claims adjusters might say that your injuries aren’t as bad as you said because you didn’t get help right away. They could also say that your injuries were caused by a different event because of your visit to the doctor and the accident happened on different days.
After getting a diagnosis, it is very important to stick to the treatment plan that was given to you. If you don’t do what your doctor tells you to do, it could lead to a fight. For example, insurers might say that your actions caused your situation to get worse, which could make you partly responsible for your losses.
Don’t make a recorded statement.
After you file a report about the crash, the insurance company may call you to ask for a recorded statement. But it’s best not to say anything until you’ve looked into what happened and figured out how much damage you’ve suffered. If you talk too soon, you might say something wrong or false that could be used against you later. A good personal injury lawyer can handle all contacts with the other side, so you don’t have to worry about saying something that could hurt your personal injury case.