Umbrella insurance is a type of policy that extends liability protection beyond what your primary policies, such as homeowners, renters, or auto, provide. Umbrella insurance is designed to safeguard you against major claims and lawsuits that may exceed the limits of your primary policies. Umbrella coverage can cover a range …

Getting behind the wheel of a vehicle while fatigued can have many consequences, from drifting out of your lane to resulting in a deadly crash. The National Highway Traffic Safety Administration estimates that driver fatigue is responsible for about 70,000 crashes, 40,000 injuries and 800 deaths every year. Driver fatigue is typically …

As a higher percentage of cars on the road contain airbags, a growing problem is the sale of vehicles without disclosing that their airbags are missing. One study estimates that about 40,000 cars are returned to the road each year without airbags. There are cases in which consumers keep a …