In the wake of a crash caused by an impaired driver, the physical, emotional and financial toll on victims can be overwhelming. Amid the chaos, a critical question looms: Who pays the bill for the damages incurred by impaired drivers? Navigating the process of seeking compensation following a crash caused by an impaired driver does not have to be overwhelming, especially with the help of a personal injury lawyer.
Insurance Coverage
One primary source of compensation for victims of crashes caused by impaired drivers is insurance coverage. Wisconsin law requires every driver to carry auto insurance, and this insurance can come into play to cover medical expenses, property damage and other losses resulting from the crash . However, the adequacy of insurance coverage may vary, and in some cases, it may fall short of fully compensating the victim.
Third-Party Liability
Beyond insurance coverage, there may be third parties held liable for the impaired driver’s actions. Establishments that serve alcohol, such as bars or restaurants, may be accountable if they served alcohol to someone already visibly intoxicated or underaged, contributing to the impairment leading to crash . This legal concept is known as dram shop liability, and it can open avenues for additional compensation for the victim.
Government Liability
In some instances, government entities may be held responsible for crashes caused by impaired drivers. For example, if poorly designed roads or inadequate signage contributed to the crash , the government agency responsible for maintaining those roadways might be held liable.
Uninsured/Underinsured Motorist Coverage
Although Wisconsin state law requires all automobile operators to carry insurance, there may be cases in which the impaired driver is either uninsured or underinsured. In these situations, victims can turn to their own insurance policies for compensation. Uninsured/underinsured motorist coverage is an essential component that provides a safety net for individuals involved in crashes with drivers who lack sufficient or any insurance coverage.
Legal Recourse
Engaging the services of a reputable personal injury law firm is crucial for victims seeking compensation from impaired drivers. The experienced personal injury attorneys at Herrling Clark can navigate the legal complexities, gather evidence and build a compelling case to ensure victims receive the compensation they deserve.
Contact Our Experienced Personal Injury Lawyers
Crashes caused by impaired drivers can have far-reaching consequences, leaving victims grappling with physical injuries, emotional trauma and financial strain. Understanding who pays the bill for impaired drivers is crucial in the pursuit of justice. With insurance coverage, third-party liability, government accountability and the expertise of a personal injury lawyer, victims can navigate the path to financial recovery. If you or a loved one has been a victim of a crash involving an impaired driver, remember that you are not alone— the personal injury lawyers at Herrling Clark are ready to step in as legal counsel to help rebuild your life after an auto crash caused by a drunk or impaired driver.
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